Our top list of things to keep in mind before your mortgage is funded…
þ
Don’t quit your current job
þ
Don’t open a “don’t pay for a
year” account
þ
Don’t do anything to reduce your
income
þ
Don’t change the status of your
employment from full time to part time
þ
Don’t neglect to disclose if you
are on probation at work
þ
Don’t forget to tell us if you
are currently on maternity or parental leave
or
will be in the near future
þ
Don’t forget to disclose if you
are currently on short or long term disability
þ
Don’t apply for new credit or
loans
þ
Don’t close accounts that have
zero balances
þ
Don’t co-sign a loan or mortgage
for anyone else
þ
Don’t stop paying your bills
(including your current mortgage)
þ
Don’t spend any of your down
payment or money set aside for closing
costs on anything else
þ
Don’t pack away documents that
may be required to verify income or down payment
þ
Don’t make large deposits to your
bank account without supporting documentation
þ
Don’t change anything on your
transaction without notifying your Realtor
and Mortgage Broker
þ
Most Importantly – keep us
informed of anything that may affect your
real estate transaction
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Rainer Denzin - Rainer brings a history of over 30 years of excellent customer satisfaction to the Mortgage business. A licensed Mortgage Broker since 2007. He was Vice President of Marketing and Sales for a major communications corporation with International, U.S. and European experience. He also has an entrepreneurial background of his own Toronto family business, where the client was always first, resulting in 83% repeat and referral business. Rainer’s focus is finding the right product for his clients in a timely and productive fashion. Rainer’s sales and financial experience is the true meaning of “customer first satisfaction”. Call
Rainer: 1-888-627-0666 or 902-880-2049 |
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Judith Mitchell – Judith is a business professional bringing Administration expertise to the Denzins team. She has a strong accounting and municipal services background with a sincere focus on client satisfaction. Her attention to details provides the right fit for the mortgage business. Judith will ensure that the clients mortgages are handled without delay and completed in a competent and efficient manner.
Call Judith: 1-888-627-0666 |





