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What Not to Do Before Your Mortgage Funds

Our top list of things to keep in mind before your mortgage is funded…

 
þ Don’t quit your current job

þ Don’t open a “don’t pay for a year” account

þ Don’t do anything to reduce your income

þ Don’t change the status of your employment from full time to part time

þ Don’t neglect to disclose if you are on probation at work

þ Don’t forget to tell us if you are currently on maternity or parental leave

      or will be in the near future

þ Don’t forget to disclose if you are currently on short or long term disability

þ Don’t apply for new credit or loans

þ Don’t close accounts that have zero balances

þ Don’t co-sign a loan or mortgage for anyone else

þ Don’t stop paying your bills (including your current mortgage)

þ Don’t spend any of your down payment or money set aside for closing

      costs on anything else

þ Don’t pack away documents that may be required to verify income or down payment

þ Don’t make large deposits to your bank account without supporting documentation

þ Don’t change anything on your transaction without notifying your Realtor

      and Mortgage Broker

þ Most Importantly – keep us informed of anything that may affect your

      real estate transaction

 


 

Our Team

Rainer Denzin - Rainer brings a history of over 30 years of excellent customer satisfaction to the Mortgage business.  A licensed Mortgage Broker since 2007.   He was Vice President of Marketing and Sales for a major communications corporation with International, U.S. and European experience. He also has an entrepreneurial background of his own Toronto family business, where the client was always first, resulting in 83% repeat and referral business. Rainer’s focus is finding the right product for his clients in a timely and productive fashion. Rainer’s sales and financial experience is the true meaning of “customer first satisfaction”.

Call Rainer: 1-888-627-0666 or 902-880-2049
Email: rainer@denzins.com

Judith Mitchell – Judith is a business professional bringing Administration expertise to the Denzins team. She has a strong accounting and municipal services background with a sincere focus on client satisfaction. Her attention to details provides the right fit for the mortgage business. Judith will ensure that the clients mortgages are handled without delay and completed in a competent and efficient manner.

Call Judith: 1-888-627-0666
Email: judith@denzins.com

 

 

 

Denzin's Financial

toll free:  1.888.627.0666

cell:  902.880.2049

fax:  902.228.2975

email:  info@denzins.com

SERVING ONTARIO/GTA & ATLANTIC CANADA

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